Health Care Sharing Ministries are organizations that facilitate the sharing of health care costs among individual Members who have common ethical or religious beliefs.
- Health Care Sharing Ministries must be non-profits with Section 501(c)(3) federal tax-exempt status.
- Members of Health Care Sharing Ministries are exempt from the individual mandate requirement of the U.S. Patient Protection and Affordable Care Act ("ACA"). The individual shared responsibility provision ("individual mandate") of the ACA was repealed in December 2017, effective in 2019.
- This means members of Health Care Sharing Ministries are not required to have insurance as outlined in the individual mandate of the ACA. However, you may wish to consult your legal advisor regarding any relevant individual mandates under state law.
"Therefore encourage one another and build one another up, just as you are doing."
1 Thessalonians 5:11 (ESV)
OneShare Health, LLC is not an insurance company but a religious health care sharing ministry. For our full disclosures, see www.onesharehealth.com/legal-notices.