An Out-of-Network Provider is a provider who's not part of your health care program's Provider Network, or they haven't entered into a contract with your health care program or negotiated discounted services for Members of that program.
Unlike In Network Providers, Out-of-Network physicians and health care facilities don’t offer discounts for care and services rendered, which means the Member may be responsible for paying the difference between the provider’s full charge and their specific health care Program’s allowed amounts and/or Maximum Limits. This is referred to as ‘balance billing.’
At OneShare Health, our preferred Provider Network is First Health®, but our Members still have the freedom to choose their own providers, even if they’re Out-of-Network.
"Therefore encourage one another and build one another up, just as you are doing."
1 Thessalonians 5:11 (ESV)
OneShare Health, LLC is not an insurance company but a religious health care sharing ministry. For our full disclosures, see www.onesharehealth.com/legal-notices.